Prescription Drug Insurance Plan? Canada have one...why don't we?

I currently enjoy a Cigna HSA through my work, which if I might speak so is worthless to me so far...Ok I don`t know not entirely worthless but it doesn't compete up against a HMO or PPO. My tangible one and only use for my strength strictness so far have be to see the doctor for an asthma checkup once every year or so and bring refill of my asthma Meds. Unfortunately my Insurance merely covers 20% of the cost of the prescription, which supply to a WHOLE LOT MORE next i be paying when I have a PPO or HMO. Is within any plan out nearby that can co-inside next to my existing HSA that would relief out near the costs on my prescription drugs? anyone that can provide me beside some feedback on this issue of mine would be greatly appreciated.

One more swift one...How long after a drug is released do you usually start to find generics brands of it?


THANKS!

Answers:
Here is a intermingle to a discount card that may minister to: http://drugcardamerica.com/index.aspx?af... It's free so it doesn't hurt to try. I hold heaps clients near insurance who influence they can take some medication cheaper using the card than they can using their insurance.

Drug companies are usually given a exclusive rights for 20 years.
We don't hold one here because the stout inhabitants don't want to clear for everyone else's meds. Now that I own a bunch of prescriptions to verbs give or take a few myself, it would be hypocritical to amendment my judgment.
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